Category Archives: Insurance Brokers
Financial Planning for Children or Adults with Special Needs
Financial Planning for Children or Adults with Special Needs
Planning to meet the needs of children or adults who have special needs is often complex. Special financial planning techniques may be needed so you don’t jeopardize any government benefits they may be receiving. Many who have special needs require advice and protection throughout their lifetime from someone with legal authority. This person has the authority to act on their behalf. For most persons with special needs two types of protections are required:
1. protection of the estate left to the individual;
2. protection of his or her person in some form of guardianship.
In practice, provisions for these two types of protection often overlap.
Why should families plan?Read More
Why Should I Work With A Life Insurance Broker?
Why Should I Work With A Life Insurance Broker?
What is a Life Insurance Broker?
Should I Work With a Life Insurance Broker ? A life insurance broker is a committed individual that encourages and listens to the needs and wants of an individual. An insurance broker will be able to find appropriate rates for you to choose from. When you speak to a life insurance broker, you can get the life insurance you require from a carrier in another city or province that is offering better rates then a local life insurance company. We will answer the question below: Should I Work With a Life Insurance Broker?
There are many advantages in dealing with a life insurance broker when you want to obtain life insurance.
How To Get The Best Life Insurance
The Canadian life insurance industry is regulated by the government and has many laws in place to protect the consumer. Many independent associations also operate in Canada that work to ensure that life insurance brokers have access to continual professional development this combined with a commitment to continually improving the standards of qualifications make Canadian life insurance a safe product to purchase.
Who can you trust
How else can you be sure that the life insurance that you are purchasing is of good quality? All life insurance professionals are licensed, meaning in order to sell insurance in Canada they must pass the required exams. The Life License Qualification Program (LLQP) and the Life Licensing are exams that are specifically designed to provide that the broker or life agent is qualified to sell life insurance.
