We save you time & Money! We offer pressure-free buying of individually underwritten Life Insurance from top insurance companies competing for your business. Solutions Financial has helped countless people save money on Life Insurance. Often saving hundreds of dollars, compared to what they would have paid elsewhere.
Life Insurance Coverage Amount
The average person in Canada does not have enough life insurance. Research shows that for those people who actually have life insurance coverage (about 30% of Canadians have no life insurance what so ever) $156,200 for insured individuals and $312,200 for insured households. Most life insurance experts suggest a minimum of 10 times annual income to provide a satisfactory amount of life insurance protection.
You Should Avoid Mortgage Insurance In Canada
Reason #1 Generally, you should avoid mortgage insurance because mortgage life insurance from most lending institutions is non-convertible term insurance. Therefore there is no cash value.
Reason #2 No premium flexibility. You have no flexibility when it comes to premium payments.
Reason #3 No ability to move to a permanent life insurance policy if your needs change.
Reason #4 Usually mortgage life insurance covers the exact amount of your mortgage. Policy coverage decreases as the mortgage is paid down.
Reason #5 Coverage is lost when the mortgage is paid off.
Reason #6 Your lender owns the policy and if you find a better mortgage rate at another lending institution,
There are many reasons why one should work with an Insurance Broker
What is a Life Insurance Broker?
Working with a Life Insurance Broker is the best way to buy Life Insurance. A life insurance broker is a committed individual that encourages and listens to the needs of any individual. An insurance broker will be able to find appropriate rates for you to choose from. A life insurance broker can provide from many sources. Specifically: we can shop for life insurance you require from a carrier in another city or province. This means that a Broker frequently offers better rates then a local life insurance company.
Advantages
There are many advantages in dealing with a life insurance broker when you want to obtain life insurance.
Solutions Financial provides instant online Canadian Life Insurance quotes!
We work closely with you to find the life insurance products that best suit your individual needs. Firstly, we will take the time to help you analyze your needs to find a life insurance product and insurance/investment company that is right for you. We also provide Instant and Free Canadian Life Insurance Quotes.
Free Life Insurance Quotes
Why not run a free life insurance quote today while its fresh on your mind! There is no cost. The results are instant. Additionally, you’ll see rates for dozens of Canadian Life Insurance Companies! These Life Insurance Companies are all competing for your business. Of course you are under no obligation to purchase anything at any time.
“Peter and his team are extremely well versed in the insurance realm. It was a pleasure seeking their advice! They were patient and thorough, walking me through my different options. If you have questions, they will find an answer. Definitely an asset to any team! I look forward to their timely response with attention to detail.”
M Leung - Bowmanville, ON
“Outstanding, they explained about the different types of insurance and found me the right coverage at the best price. Thank-you”
Thomas - Vancouver, BC
“Great service, they helped me get the coverage that my family needed. “
Frederick - Toronto, ON
“Your reply time is amazing and very much appreciated. “
Rob - Burlington, ON
“Thank you for your attention with this and keeping us up to date- very impressed with your professionalism!”
Ian - Calgary, AB
“Awesome thank you very much…..You go above and beyond. “
Somer - Somer, Regina, Saskatchewan
“Peter helped me to quickly get what I want in the budget I wanted it for. He was prompt and courteous. Thanks again Peter!”
Lee - Ancaster, ON
“Peter, Gave us a well needed financial solution that aided us with setting up our own business – now in its 12th year. He is a wonderful person to work with and will find the solution that you need – thanks again Peter.”
Helen Dalton - Owner of Elements Design Studio, Burlington, ON
“Solutions Financial helped me find the right coverage and the best price.”
Kathy - Calgary, AB
“Awesome service. The way an insurance agent should be. Thanks Peter.”
Dwayne - Edmonton, AB
“Peter was very helpful. He was able to find the perfect solution for my unique situation. I would recommend Peter to anyone and I will definitely be using Solutions Financial in the future for all of my insurance needs. “
Diana - Burlington, ON
“I found him through Internet search, and even I didn’t see him I got best support from him. I got Life Insurance with best rate and best consult from him. Even 2 years past, still keep in touch with me, and updates new information.”
Min - Oakville, ON
“SolutionsFinancial.ca is the best place to find the best rates around…”
Jim - Ottawa, ON
“A great customer experience! Exceptional service, Thank you.”
Kevin - Guelph, ON
“I saved money on my policy, and received prompt, courteous service. I’m very happy with Solutions Financial, and plan on bringing more business here.”
T. Bruton - Ottawa, ON
